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Choice Enrollment Blog

Does Health Insurance Cover Rhinoplasty?

10/3/2022

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Picture
​Insurance may not cover certain procedures if you want to get any of your face or body parts modified. Insurance providers categorize plastic surgeries into two types. Cosmetic plastic surgery refers to the procedure individuals get to improve their physical appearance.

Meanwhile, if individuals seek plastic surgeries to relieve certain health conditions, performing such procedures is medically needed. Rhinoplasty refers to the plastic surgery procedure that’s done to make changes to the nose’s appearance, relieve a breathing problem, or both. 
Rhinoplasty Cost Without Insurance Coverage 
In Tennessee, the total price of a rhinoplasty procedure is $2000-$8000 without insurance coverage. The less complicated the surgery, the cheaper the cost. However, Rhinoplasty for health-related purposes tends to be more expensive. 

Insurance doesn’t cover Rhinoplasty if it’s done due to cosmetic reasons. 

Effects of Rhinoplasty on Life Quality 
The nose is a significant part of your face and for your longevity. It’s the primary organ you use to breathe in and out. Health-related Rhinoplasty is crucial for those who have had a nose injury. 

Instances When You May Need Rhinoplasty for Health-Related Purposes
People will qualify to have a rhinoplasty procedure done after having qualified for the minimum eligibility. The following factors are the minimum qualifications for people to fulfill to be eligible to go through Rhinoplasty: 
  • Completion of facial growth 
  • Excellent physical health condition 
  • Not currently an active smoker 
  • Has objective expectations and has a clear understanding of the procedure. 

Why Get a Cosmetic Rhinoplasty? 
People who want to improve their noses’ physical appearance are various and unique. Among them are the following: 
  • To change the nostrils’ shape or size.
  • To narrow the nasal bridge. 
  • To change the shape of the nose’s tip. 
  • To straighten crooked noses. 

Why Get a Medical Rhinoplasty? 
Some medical rhinoplasties may be covered by insurance. The following are among the health reasons for getting this Rhinoplasty of the said kind: 
  • Deviated septum 
  • Cleft lip and palate 
  • Nose malfunctions due to accident or injury
  • Allergic nasal inflammation 
  • Polyp removal surgery

Conclusion 
Trust your insurance expert to give accurate advice on coverage of the two kinds of rhinoplasty procedures. Often, confusion over its specific coverage entails making unnecessary expenses. So, being aware of the important information on rhinoplasty insurance coverage earlier is helpful. 

At Choice Enrollment, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays and we're here to help you out. Learn more about our products and services by calling our agency at (719) 481-1616. You can also request a free quote by CLICKING HERE. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!
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